Nashville, TN United States. Almost a year ago, I came across a hailstorm in Texas. I applied. A paycheck has been cut for me. Then, last week, my agent called me and said that the subscriber wants pictures of the repaired vehicle.
What is happening here? I thought the claim was settled with the issuance of the check? I asked my mechanic and he says it's the first time he heard of such a request.
The applicant must have all damages repaired after the issuance of checks?
asked Feb 29 '12 at 15:10
You do not have to show that you have fixed the car, however, the subscription can do surveys or if the car was actually set. What they do not want is to pay for an application twice. You can pretend that hail came in a second storm and damaged the vehicle again. Since the insurance company does not know if you fixed the car, they might have to pay you as if it was the first claim.
Subscription just wants to know if this happens again, this type of risk they are insurance. If they have to fix your truck back, your premium may be higher than if the truck has not been set.
This is an unusual request, but has the right to subscribe for risk assessment before charging a premium. If you got the car fixed, you may be able to tell them where they can check. If the insurance company is very arrogant and you do not like the way it goes, get a quote from other carriers. This can help you run a better deal. Who knows, you might even end up with a lower premium.
answered Feb 29 '12 at 20:05