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I leased a car about 18 months ago, my car has around 9000 miles and a driver rear ended me while I was making a turn. The police officer cited the driver and his insurance company accepted the liability. At this time the car is in body shop for repairs and I provided in writing that car has to be repaired in pre-loss condition. Dealer said that if the car is repair to original condition I won't have to pay penalty when I turn my car in at end of the lease. I am wondering if I can claim diminished value for my leased car? Do insurance company pay DV for leased car to lessee or lessor? if lessee get paid is it possible that lessor can ask the money to be given to them? I believe my lease has GAP but I will double check it tonight. |
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The only person authorized to make a claim for loss is the legal owner of the vehicle ( the person who actually suffered such damage ) . The tenant has the right to payment . If the insurance company pays to the landlord by mistake, then the insurance company will try to recover the payment by the lessor . If you are damaged by the fall of the value ( you have had a penalty ) , then you could make a claim to make them pay for the trouble , but it would not be a claim of impairment , but a claim for consequential damages resulting breach of a contract created by the accident . |
