Speeding ticket from another state affect my auto insurance?

Yes, as states share information on speeding tickets and other traffic violations.

There are now integrated databases for driver's records. Any violations you make in any state will be listed in your driving record (unless the state allows some form of intervention for the violation to be stricken from your record).

However, there are some states that are still not included in the database, namely Georgia, Michigan, Tennessee and Wisconsin.

Some Tips in Dealing with a Speeding Ticket Obtained out of State

• Ask if you can take driver's training in exchange for reduced or condoned demerit points. Some states allow this.
• Pay your ticket immediately. That way, the ticket is not reflected as an unpaid one in your ticket. If you don't pay on time, you may be required to make a court appearance (in the state where you got the ticket) and may be charged with higher fines. There are some states that allow you to have the record of the violation deferred, as long as you pay double the fine and don't get another ticket for the next 6 to 12 months.
• Make sure that you meet all the violation penalties or requirements. Otherwise, any state may suspend or even deny your driver's license until you have met all violation requirements.